General Description: Assess risks of a less complex nature, develop, and negotiate premiums. Manage relationships with brokers and carriers. Provide appropriate insurance products to clients. Generate profit in accordance with company goals.

Responsibilities:

• Under general supervision, review insurance policy applications. Includes review for completeness, accuracy, and acceptability of risks.
• Obtain supplementary information as needed to underwrite policy.
• Determine the desirability of accepting or rejecting risks within guidelines.
• Coordinate risk assessment with Underwriting team as needed.
• Underwrite and price exposures in accordance with filed and approved rate levels and guidelines. Bring policy to completion with recommending and binding coverage, invoicing, and policy issuance.
• Identify the need, order, and evaluate additional risk assessment information.
• Communicate with agents to obtain supplemental underwriting information as needed.
• May issue policies and endorsement accurately and update Agency logs.
• Analyze and rate endorsement requests.
• Issue and track conditional/non-renewal notices and cancellations. Adhere to regulatory compliance.
• Maintain knowledge of policy terms and endorsements.
• May require some travel for educational development or client relationship building.

Knowledge, Skills and Abilities:

• 2 years underwriting assistant or rating experience.
• High school diploma or equivalent required.
• Broad knowledge of insurance industry.
• Ability to negotiate with strong mathematical skills.
• Strong written and verbal communication skills.
• Working knowledge of Microsoft Office suite of products.
• Proficiency in utilizing company systems.
• Strong organizational skills with attention to detail and accuracy.
• Strong research skills to troubleshoot customer problems.
• Ability to travel 5% of the time.

Physical Demands:

Work is performed in a climate-controlled office environment with minimal noise and limited to no exposure to chemicals or toxins. Employees operate office equipment including telephone - headset, computer, computer monitors, keyboard, mouse, copier, scanner, and mail machine. Physical tasks of job include walking, sitting, standing, bending, and typing.

Analysis of Physical Demands:

• Constantly (over 66% of time) work performed requires employees to use repetitive hand motions such as typing, using a keyboard, and sitting at a desk.
• Frequently (34%-66% of time) work performed requires employees to handle and grasp things, walk on normal surfaces, stand, and bend.
• Occasionally (1%-33% of time) work performed requires employees to drive to client appointments, have repetitive foot movements, walk on uneven or slippery surfaces to and from work and occasionally reach outward to grab things and bend.
• Rarely (< than 1 hour per week) work performed requires lifting/carrying items that range from 10-50lbs, pushing/pulling items that range from 10-50lbs, twisting/turning including reaching over shoulder or above head, kneeling or squatting.

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