SUMMARY: This position will be responsible for leading a team of mortgage loan originators as well as originating its own mortgages loans.

ESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following:

• Originate residential mortgage loans
• Provide mortgage clients with high-quality service in a quick and efficient manner
• Partner with Bank, Trust, and other company-wide business lines to identify opportunities and cross sell bank products according to the needs of the client
• Manage a team of mortgage loan originators, providing training, guidance and establishment/accountability for production goals and standards
• Ensure all mortgage loan documents meet or exceed necessary regulatory and compliance standards before closing
• Incumbent will ensure that he/she personally meets all compliance requirements associated with government regulations (S.A.F.E. Act, Dodd-Frank legislation, etc.)
• Provide input on all mortgage processes and procedures to build and maintain strong relationships between the Bank and its clients
• Promote and support all company efforts to serve our clients and expand our market share
• Collect and process appropriate documents from clients to ensure quick and professional service to clients
• Travel to multiple locations including: various bank offices, client offices, and residential homes will be required. Reliable transportation is necessary for this position.
• Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations.
• Regular, predictable attendance is an essential requirement of this position

EDUCATION and/or EXPERIENCE:

• High School Diploma or G.E.D. required (Bachelor’s Degree in Business preferred)
• NMLS certification required (or obtained upon hire)
• Minimum of five (5) years experience as a residential mortgage loan originator
• Thorough knowledge of FHLMC and FNMA, and private mortgage company guidelines and procedures
• FHA/VA knowledge required
• Proven understanding of mortgage terminology, documentation, and regulations
• Proven organizational skills
• Ability to clearly communicate terms, conditions, and specific meanings for all loan documents to clients
• Strong computer skills (Excel, Word)
• A clean driving record is required

Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran

Education

• High School or better

Licenses & Certifications

• NMLS

Skills

• Mortgage Lending

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)