Loan Officer Credit Union Job at United Health Services

United Health Services Johnson City, NY 13790

Loan Officer Credit Union, Johnson City

United Health Services is seeking a Loan Officer Credit Union to join our Credit Union team in Johnson City, NY. This is a BENEFITS-ELIGIBLE position.

Shift: Days

Hours per week: 40

Salary range: Depending on experience

----

Loan Officer Credit Union Overview

Reporting to the Senior Loan Officer, the Loan Officer is the primary underwriter of all Credit Union loans and also responsible for most loan interviews and most of the direct Member service and counseling within the lending department.

Loan Officer Credit Union Key Responsibilities and Expectations

Essential Functions:
Essential functions are those tasks, duties and responsibilities that are performed with or without reasonable accommodation.

Gathers background information on loan applicants by interviewing applicants when appropriate and reviewing credit reports.

Assists Members with the loan application process as necessary to ensure completeness of information.

Underwrites all loans pursuant to Credit Union policy and procedure; seeks management assistance when additional lending authority is required.

Approves loan applications, or recommends denial of loan applications to Senior Loan Officer.

When a loan is denied, explains reasons for denial in a professional and courteous manner and sends adverse action. Works with Member to provide recommendations and guidance towards being able to secure a loan in the future.

Demonstrate commitment to organizational Values of Compassion, Trust, Respect, Teamwork, and Innovation

Position Qualifications

Minimum:
High School graduate and three years related experience in a high-paced lending environment.

Preferred:
Must be a Mortgage Loan Originator with a registered NMLS # within 30 days of hire.


Please Note :
blog.nvalabs.org is the go-to platform for job seekers looking for the best job postings from around the web. With a focus on quality, the platform guarantees that all job postings are from reliable sources and are up-to-date. It also offers a variety of tools to help users find the perfect job for them, such as searching by location and filtering by industry. Furthermore, blog.nvalabs.org provides helpful resources like resume tips and career advice to give job seekers an edge in their search. With its commitment to quality and user-friendliness, Site.com is the ideal place to find your next job.