Credit Analyst

Description

• Assist the commercial banking team or related departments with the underwriting and documentation of loan requests.
• Perform economic and industry analysis, financial projections and risk assessments.
• Spread and interpret financial statements and conduct collateral analysis to minimize risk and maximize credit quality.
• Prepare and deliver loan presentations.
• Review and maintain credit files to monitor and update information as needed.
• Provide high quality customer service to clients in a courteous and professional manner.
• Assist co-workers and senior bankers in cultivating new business relationships.
• Follow established bank policies and procedures.
• Cross-sell bank products and services.
• Cooperatively assist and support other bank activities.
• Promote a strong team environment.

Qualifications

• 1 years plus experience in a commercial credit underwriting position
• Bachelor’s degree (Business, Finance and Accounting preferred; but all majors considered)
• Effective business writing and professional communication skills

Skills/Knowledge

• Ability to work as a team to accomplish tasks required
• Excellent verbal and written communication skills
• Professional demeanor/presentation
• Computer skills – Excel, Word, Outlook and Moody’s
• Ability to manage information
• Ability to organize and plan
• Ability to multi-task
• Exceptional attention to detail
• Ability to take initiative

Benefits
First Bank & Trust Co. of Illinois offers a compensation package commensurate with experience. Work/life benefits include but are not limited to a competitive healthcare package and participation in a 401K plan.

About First Bank & Trust Co. of Illinois
First Bank & Trust Co. of Illinois, located in Palatine, IL is a national lender focused on refinancing, acquisition, and bridge lending opportunities. Since our doors opened over 40 years ago, First
Bank/Illinois has prided itself on serving as a dedicated community bank where its customers can feel like family.

Job Type: Full-time

Pay: $45,000.00 - $65,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Physical setting:

• Office

Schedule:

• Monday to Friday

Work Location: One location

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